I need to print a retraction to my earlier tirade against El Capitan. At this moment it seems like I’ve been able to fix my issues, and I think it was a conflict with font management software, and NOT the fault of the poor El Capitan. I’ve deleted my other article. People stumbling upon this will probably have no idea what I’m talking about. I just want to say that I finally found the right help from a guy named Linc on Apple’s support discussion forums. Yay! Happy computing! And, FYI, if you happen to get error messages saying you don’t have permission to open a file or save a file, just be warned that it may not have anything to do with permissions at all!